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只要全部答案为 "Yes", then it might be worth considering purchasing the additional medical insurance coverage to provide extra protection and peace of mind in case of unexpected health issues or emergencies that may arise.
It's important to note that everyone's situation is different - what works for one person may not work for another. Therefore, before making any decisions about whether or not to purchase additional medical insurance coverage,
Remember always consult with a qualified financial advisor who can help assess your individual needs and circumstances based on their professional knowledge and experience in this field.