近年来，随着经济全球化和金融市场的高度发展，越来越多的人开始涉及到投资。然而，在追求财富增长与收益率时，我们也需要警惕风险并严格遵守相关法规，并了解一些关键性问题。在本文中，我们将介绍一系列投资者应该注意的重要事项。

首先是对于新手投资者而言最为基础但又极其重要的事项——教育自己。过去几十年里出现了大量关于个人理财、股票交易、债券等方面知识的书籍、文章以及在线资源。无论你选择哪种形式进行学习，请确保充分掌握核心概念和基本原则，并尝试通过实践加深理解。

除此之外，明确自身目标与风险承受能力也非常必要。每位投资者都有不同程度上对风险容忍度，在制定具体计划前请务必认真评估自己可以接受损失范围，并根据这些因素调整所选产品或策略。

第三点是建立一个合适您需求和目标达成方式相匹配 的组合 。广泛可供选择包括： 股票（国内/国外）、 债券 （政府 / 公司） 期权 证 券 投 稳健型 或 激进型 积 极管理 托管账户 和指数ETFs, 不动产（商业 /住宅）， 黄金 ， 大宗商品 ， 对冲基金等各类工具；其中还有很多其他可能性存在 风险 救护箱 是 过渡阶段 最好 综合考虑 当地税 收入水平 年龄 社会安全网 等因素 在依赖任何特定类型或单个项目之前 应仔细研究所有可行选择.

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