近年来，人工智能（Artificial Intelligence, AI）的发展势不可挡，它正逐渐改变着各行业的面貌。在这股浪潮中，金融领域也没有袖手旁观。一些知名的金融科技公司开始积极投入研究和应用人工智能技术，并试图通过AI开拓出全新的商业机会。

随着互联网时代的到来，传统银行正在经历前所未有的冲击与转型压力。为了保持竞争优势并满足客户需求，在数字化、自动化进程加速推进之际，许多金融科技企业相继崛起。而如今他们又将目光聚焦于AI领域。

作为中国最大且备受关注度高企鹅级别平台之一，“天眼查”是国内首家引入人工智能算法进行数据分析、提供信用评估服务以及风险管理等功能性服务平台。“天眼查”的CEO表示：“我们希望利用先进的深度学习算法去解答用户问题。”该公司计划使用强大而灵活多样化运营模式下实现对小微企业信息披露监管体系建设方案里重点产生影响因素预警系统“红色指标”。借此操作可以有效阻止那些可能存在违规事情或者恶意欺诈事件从根本上得到更好地限制。

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