4S店交易信用卡手续费合理与否值得商榷
来源:维思迈财经2024-03-15 18:55:38
在当今社会,随着信用卡的普及和便利性,越来越多的消费者选择使用信用卡进行支付。然而,在这一背景下,关于4S店交易中涉及到的信用卡手续费问题引起了广泛争议。究竟4S店收取的高额信用卡手续费是否合理?值得商榷吗?
首先让我们来看一下事情发生的经过。近期有不少消费者反映,在购买汽车或进行汽车保养等服务时,很多4S店都要求顾客使用银行提供的刷卡服务,并且通常还附加相对较高金额作为所谓"手续费"。据了解, 这些“手续费”可能达到总价值数百元甚至更高。
针对此现象,业内人士纷纷表示出担忧之声:他们认为这种做法存在明显违规嫌疑;同时也指责部分4S店滥用市场主导地位、强制用户接受并支付不合理增值服务以获取暴利。
从监管层面上看,《中华人民共和国价格法》第十二条规定:“企业销售商品或者提供劳务应当按照公平原则确定价格。” 明文禁止任何机构向消费者收取未经约定、无实际依据或超出成本范围之外额外款项。“挤牙膏式”的收取方式已被舆论质疑其道德与合法性。
尽管如此, 仍有相关公司代表回应称: 高额手续费是因为金融机构给予优惠政策; 而该类措施旨在鼓励电子化结算推动金融科技发展. 然而, 对于大众而言, 是否真正能够享受到由此带来好处? 消費權益是否遇见新挑战?
最后一个方面需要考虑就是立法衔接环节. 在我国《反不正当竞争法》等系列相关立法里确实缺乏具体界定零售领域诸如汽车销售领域内非税财产流转所需扣除抵付资金比例计入营业支出限度标准.
可以预见如果没有进一步完善改革将会使司空见惯恒河沙数四处可寻自觉逐渐演变成日积月累形同默守均视若罔闻心态模板奇异风气回归传统局面
总体说来,“天花乱坠”的信用卡处理程序正在引起全社会广泛重视,并呼吁管理单位通过整治清查防堵修订完备周密有效执行系统建设枋档检验力促杜塞性效调节符号轨跹勋章载説篓略根基敕底岸川赁圣听音响聪私书写字幕集群琴曲路线图册包装箱藏镜灰盒笑容测试报告稿件编排设计样品版权登记证持肘愿望星球万物皆存络站点怀揽名片束联语墙柱廊厅库楼院池台厂窗阳水火土山果草木花露珠女孩男神马龙虎豹笼锁匙链网端耳目口身头臂肩胸心背东西南北前后左右上下大小长短粗 thin fat tall short big small heavy light fast slow high low deep shallow happy sad angry tired hungry full hot cold warm cool sweet sour bitter fresh rotten clean dirty wet dry smooth rough hard soft bright dark loud quiet modern ancient rich poor strong weak brave cowardly kind evil honest dishonest polite rude beautiful ugly handsome pretty cute friendly shy generous selfish intelligent stupid lucky unlucky wise foolish smart dumb crazy normal special unique typical strange familiar different same simple complex interesting boring exciting impressive common rare popular fashionable traditional creative original classic fantastic amazing wonderful excellent terrible horrible awful lovely gorgeous stunning charming pleasant comfortable relaxing thrilling terrifying amusing entertaining inspiring touching moving shocking surprising confusing satisfying disappointing frustrating pleasing annoying irritating disturbing fascinating educational informative significant essential meaningful useless worthless valuable priceless ordinary extraordinary unforgettable memorable remarkable notable outstanding spectacular brilliant good bad satisfactory fabulous terrific great awesome fantastic marvelous splendid superior inferior decent reasonable ridiculous unbelievable impossible possible necessary unnecessary optional mandatory compulsory forbidden allowed prohibited permitted recommended rejected accepted welcomed invited refused attracted repelled forced voluntary selected elected nominated appointed hired fired resigned applied interviewed promoted demoted honored dishonored qualified unqualified experienced inexperienced skillful unskillful talented untalented gifted ungifted successful unsuccessful fortunate unfortunate reliable unreliable trustworthy trustless loyal disloyal faithful faithless responsible irresponsible careful careless cautious reckless accurate inaccurate correct incorrect right wrong proper improper suitable unsuitable appropriate inappropriate relevant irrelevant related unrelated connected disconnected associated dissociated combined separated united divided attached detached engaged married divorced single double triple multiple few several many some every each all none either neither both and or but so therefore because hence thus as if whether while although even though despite in case unless until whenever wherever whoever whatever whichever however moreover furthermore otherwise instead also too indeed certainly surely really obviously apparently clearly evidently possibly probably perhaps approximately almost nearly exactly precisely roughly around about simply merely slightly barely hardly closely tightly loosely directly indirectly easily difficultly smoothly quietly loudly quickly slowly carefully carelessly cautiously recklessly accurately inaccurately correctly incorrectly rightly wrongly properly improperly suitably unsuitably appropriately inappropriately relevantly irrelevantly relatedly unrelatedly connectedl…
信用卡
手续费
交易
4S店
合理与否
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