在当今社会，随着金融科技的不断发展和普及，信用卡已经成为人们生活中必不可少的支付工具之一。然而，在申请到新的信用卡后，很多人可能存在一个常见问题：忘记或者延迟激活这张新办理的信用卡。虽然看似只是小事一桩，但实际上背后隐藏着巨大的风险与严重后果。

首先我们来了解下什么叫做“未激活”的信用卡。简单地说，“未激活”就是指持有者收到银行寄送过来、刻有自己名字以及16位有效期限内使用该账户信息等内容标识符号（即个性化定制）；并通过电话确认接收成功，并签署同意书/选项表格所需步骤等操作流程完成所有程序要求前提条件下, 不能正式启动开始计算额度周期阶段状态服务功能特权开通运作。

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